That's basically it. I did a question a little while ago, and as with it, I am unable to click the "Add an image" button (it is grayed-out/disabled). And yet, as I replied to a different post ... ooooh, maybe it is because I replied to a REPLY , I *was* able to Insert An Image.
So. That's a little weird, no? Especially since I can "UPLOAD A FILE" in Community Q & A -- > Content (menu item)!